Banks and credit unions offer savings accounts to their customers as a way to bring in new business to the institution. You put money in, and it accrues an interest rate percentage on a daily, weekly, monthly, or yearly basis. A savings account is a great tool to save for something in the s...

Being able to sock away money 'for a rainy day' is an essential part of personal finance. Being able to do so will allow you to carry out some very important financially-based life events over time, such as buying a home or sending your children to college. Yet it is oftentimes easier said than...

For many of us, April 15 is a day that is loaded with fear and treachery. What’s more, some start feeling this sense of loathing the minute that our W-2s or 1099 forms hit our mailbox.  For we know these slips of paper mean that it’s time to do our taxes, which may mean taking a trek to the ...

Think your identity is safe? Think again! Identity theft is an ongoing problem that affects millions of individuals each year, which is reflected in several studies.

Financial consultant Javelin Strategy & Research reported there in the United States in 2014. And a Bankrate survey show...

A couple of the more difficult things in life are trying to get credit when you don't have any and rebuilding damaged credit. A line of credit is very helpful when a person is trying to make big ticket purchases such as a car or a house. Here are a few helpful things to consider within that p...

The Internet era has ushered in the need for digital currencies. Bitcoin is one such currency, and with its' stock price soaring over $400 for the first time in nearly a year last week, according to , the digital currency is garnering renewed mainstream attention. Let's examine some of the basics...

You don't have to be a miser to capitalize on coupons and bargains. Thrifty shoppers everywhere can use these discounts to save money and reduce their yearly expenses.

Coupons and bargains can be easy to find -- you just need to know where to look. Here's a rundown of how you can capitalize...

Walking into a bank branch to talk with a teller is comfortable and familiar for a lot of consumers. You know that no matter what you need, the person behind the counter will be able to assist you. And, you will not have to jump through any technological hoops to get the assistance you need. Many...

From billboards to television commercials and even magazine pages, advertisements for auto insurance have become part of our everyday lives. You can find insurance quotes just about anywhere, and for good reason.

Most states require a specific amount of minimum insurance coverage for road veh...

An individual retirement account (or IRA, sometimes referred to as individual retirement arrangement) is a savings plan that provides tax benefits for putting money aside to help cover expenses after retirement age. This differs from a 401(k) or other retirement plan that may be offered as a be...