Thursday, December 05

Mortgage Calculators

Every lender offers different terms to their borrowers. The amount each person ends up paying depends on the term limit set and the agreed upon interest rate. Borrowers should contemplate all term options before choosing which lender meets their needs. Mortgage calculators help accomplish this go...

Mortgage Loans

Mortgage loans are necessary for most home buyers. Not everyone has the means to purchase a home outright and instead require assistance with making such a large investment. Understanding mortgage loans and learning how to apply is an essential part of obtaining a valid mortgage with appropriat...

Paying for College

Paying for college can seem like a daunting task, especially for those who realize they do not have the funds to handle the payments on their own. Numerous resources are available to help students heading to college pay for their tuition. With financial aid and scholarships available, money sho...

Managing Your Debt

Credit & debt management may seem like an impossible accomplishment for those with high credit usage. The more money owed to creditors, the harder it is to schedule payments and get back on track. People suffering from a large amount of debt no longer have to feel like their burden will never...

What You Need to Know About Bankruptcy

It's an unfortunate fact that difficulties with debt repayment have become a growing problem for many people. There are many life circumstances that can bring about financial strain. Some are dramatic such as a job loss, medical complications or the death of a loved one unable to carry life insur...

Will and Estate Planning

Drafting a will and estate plan is vital to ensuring the future security of your assets. Having a plan in place before a catastrophe occurs will allow your family to grieve properly, rather than being in the position of having to settle financial disputes in court. Protecting your interests requi...

Credit Unions

There is a variety of different institutions you can work with to manage your finances. Though banks are the most popular option, credit unions are slowly growing in popularity as consumer trust in banks has taken a hit in recent years due to scandals. But, what sets credit unions apart? Are cred...

Money Market Accounts

Most of us have a checking account and a savings account with a financial institution because those are the most common account. The majority of people don't even know what a money market account is because they don't know it's an option, or weren't offered it when they signed up with their bank....

Traditional Banking

Traditional banking still manages to be a popular option despite the increase in online banking and technological innovations, such as mobile banking. Traditional banking will likely continue to attract individuals because consumers continue to appreciate the convenience of being able to go into ...

Credit Card Basics

There's been a healthy, ongoing debate about whether it's a good or bad thing to use credit cards to make purchases. On the one hand, if handled responsibly, having a credit card can be a convenient way to buy things without having to carry a lot cash on hand, establish credit, make reservations ...