Wednesday, November 13

How to Apply for a Credit Card

Whether you just turned 18 and are finally able to establish credit on your own, or are a little older than that and never got around to applying for a credit card, doing so for the first time can be a little intimidating. It may seem like all you have to do is fill out an application and hope fo...

Health Insurance

The cost of medical care can be prohibitive for many people. One accident or serious illness can cause a victim to incur tens of thousands of dollars in medical expenses. Health insurance may be purchased from a variety of sources, and it is designed to keep medical expenses from leading to u...

Home Equity?

Owning a home is a financial milestone, and often one of the most important, and expensive, purchases of a person's life. After the final papers are signed, and the welcome mat is spread on the front porch, something important starts to build: home equity. Understanding home equity is key for fin...

Home Insurance

Everyone wants to be able to protect their home from damage. It can take several years of hard work and effort to build up your home's worth and your belongings inside, and you probably want to keep it that way. If you can't protect your home from damage before it happens, though, having a qualit...

Life Insurance

Life insurance is a type of protection that everyone should have. Many people believe that life insurance is only important for those with young families, but that's an idea that could not be further from the truth.

Much like health insurance, life insurance is meant to protect you and your f...

Overview of Roth IRAs

An is another option to use when planning retirement. There are a few different IRAs including traditional and Roth. You can choose either or both depending on your financial situation and retirement goals.

A is a retirement savings account held by a financial institution. It differs from...

Pet Insurance

Prospective pet owners consider many factors when adding a pet to their home including breed, size, age, and temperament. Many potential owners gravitate towards the pet they fall in love with - the one with the irresistible 'cuteness factor.' It's been proven that people with pets reap health an...

The Do's and Don'ts of Retirement Planning

Planning for retirement can be a daunting task if you don't do your homework to understand all of your options. We suggest finding a financial planner to answer your questions and give you information. If you have a retirement plan through your job, many times you can set up appointments for free...

What You Need to Know About 401Ks

The options can seem complicated when it comes to retirement. Many businesses no longer offer due to cost. The pension funds allow employers to pay out an income to the retired employee. Most of these funds have been replaced by 401(k) plans.

The 401(k) plans were originally created as a s...

Home Refinancing Overview

One of the most common questions that homeowners ask themselves is if they should refinance their mortgage. It can feel like a complicated game of chess, trying to understand the policies of various lenders, changing interest rates, and the cost-benefit analysis of making this big financial move....